Blog

We’re in a bit of a depressed stock market right now.  What are you doing?   Panicking, grabbing all assets, and jumping ship like you’re a passenger on the Titanic and your entire world is going down?  Or are you leisurely glancing at the stock market, shrugging, putting some groovy music on the stereo, and thinkingRead more

Interest rates are rising.  The financial landscape is changing.  It’s becoming easier to make money from our cash.  These changes in interest-rates have inspired me to update my emergency-fund strategy.  Here is my mission statement:   My goal is to transform my emergency-fund from a liability of $20,000 cash that is losing value to inflationRead more

Last week, I had a reporter from WCCO, a major news station in the Twin Cities contact me about a potential interview.  The reporter’s name was Cristiane Cordero, and she wanted to interview me about the strategies I’ve used to save around $300,000 in six years.    Cristiane – a millenial herself – felt buggedRead more

I finally did it!  I posted a net-worth update!!!!  I hope to post these updates quarterly so you can follow along and grow your own net-worth with me.  So here’s my very first net-worth update for December 2018: I’ve wanted to publish a net-worth update for a long time, but I avoided writing one outRead more

Have a Happy New Year in 2019!   We started this blog in 2017, getting 5-20 page views a day.  In 2018, we averaged 100-300 views a day.   In 2019, we’re up to around 300-500+ views a day.  Thank you.  You are helping me achieve my dream of being a writer.  Here are some of my favoriteRead more

Hello!  I’m taking a break this week from writing to enjoy some rest and the holiday season.  But I wanted to share links to the 2 new pages I made last week (they’re also in our main menu) in case you stopped in:   First, I created a blogroll page (click the link to check itRead more

To build wealth, you have to be a smart shopper.  Here are the 4 rules we follow that help us make smart purchases:   #1 Identify Needs Before You Need Them. #2 Target buying things when the price is the lowest. #3 Only make purchases that help you live your best life.  #4 Always payRead more

I had a twitter conversation last week that erupted into another revelation in my brain.  This is what happened:   On Thursday, I posted this tweet:   Learned a new skill today. Our bathroom vent fan has been going out. A new $14 fan at home depot solved it. I always wondered how my dadRead more

I had a revelation about money as I sat in the second row at a pulitzer-prize winning opera on Saturday night.  This post is going to be short and sweet as I tell you about the revelation I had.   A few months ago, our friends invited us to an opera called, Silent Night.  We’d neverRead more

How much does it cost to meet with a fertility specialist?   Well, the quick answer is that we blew about $700 in 2 hours yesterday!!!  Yikes!  That’s a ton of money for 2 frugal people who pay close attention to where every dollar that we make goes.  Let me tell you about what itRead more