Budgeting or Spirituality? Which is the more powerful force that can change your life? Is it by budgeting your money? Or is it building a relationship with God?
Recently, I have been pondering these two subjects. Budgeting and spirituality are two of the most significant forces that can change your life. But which one is more powerful? Which one is the greater change agent? And if you really want to super-charge your life, how do you combine the power of budgeting, with the power of a personal relationship with God, to totally revolutionize the way you interact with life?
An awesome conversation with a friend recently inspired these thoughts in my head. This is how our conversation started:
“Bill, you have to check out this finance app I found. It’s awesome.” She showed me the Every Dollar App on her phone. Then she looked at me, “But you’re like the king of budgeting, so maybe you don’t need it.”
I looked at the app. I always love learning new things, even if I think I am good at something.
“I can’t be that great at budgeting, if I don’t even use a budget.” I replied.
“How do you budget and save then?” She asked.
I shrugged my shoulders. “I guess I really don’t know. I just do it all in my head. My brain is like a ledger of debts and assets, and I just do my best to balance it all. I’m usually not far off.”
Our conversation then moved on to other things. But as I left our meeting, that conversation stuck with me for days. It made me ask myself: If I don’t even use a budget, then how in the heck am I good at saving money? I wanted to find the answer. If it’s not the budget, what has been the source of my success in life?
My thoughts traveled deeper. Understanding the answers to our WHY’S in life, are often the most important answers to discovering who we are, and what we are meant to do.
I mean, it’s not like I am totally oblivious to following a budget. I kind of budget. At all times I know what my base-essential expenses are each month, and my logic is to just try to stay as close to that number as I can. For example: It costs my wife and I about $2000 a month to live in our house, buy food, put gas in our cars, pay for insurance, etc. I just try to keep our spending as close to that $2000 number as I can. If we spend $30,000 a year, but make $50,000. Then we can save and invest $20,000 at the end of the year. Saving is good. Saving buys freedom. Saving buys new paths to find happiness and your purpose in life. Wasteful spending is bad. Wasteful spending steals opportunities for you to find happiness and freedom. Life is more fun when you have enough money to be content and don’t have to worry about money. My financial logic hasn’t been much deeper than that.
But I kept thinking: If I don’t follow a rigid budget, then what else do I do? There must be more. What other decisions do I make? I thought about it deeper, and the answers started to come to me.
I realized that when I want to spend money on something special, I simply talk to God about it, and ask him, “Is this smart to spend my money on?”
Bam!!!! That’s when the insight started to hit me!!!! I instantly saw the deeper roots to all my success!!!
My budgeting skills have NOT been the source of my success. My success has come from the way I talk to God and invite him into every financial and life decision I make.
My style of budgeting isn’t a one-dimensional spreadsheet. The budgeting style that works for me is more like a three-dimensional conversation and examination of myself, my expenses, and my relationship with God.
Personally, when I look to spend money, I look at many factors beyond my budget. I also look to God. I spend as much time talking to God about what I should do with my money, as I do looking at my bills, paychecks, and budget.
As I examined my decision-making process, I suddenly saw my money-management style so clearly. My success with money hasn’t come from my ability to create a perfect budget. Instead, all my success has come from my ability to create an awesome relationship with God, and then trust God when he gives me the insights on how to make the best decisions in my life. Great life decisions will almost always lead you to opportunities to create wealth.
This revelation inspired me to write about the three best ways you can incorporate God into your thinking, spending, and decision-making. Ultimately, I credit all of my wealth, success, and happiness to my relationship with God. I hope you can use these tips to find similar peace, happiness, and wealth in your life.
How to Build a relationship with God Step #1: Simply Talk to God.
Simply start building your relationship by being vulnerable and talking to God. You can never build a relationship until you start talking. Ask God the deepest questions you have about life, the universe, and yourself. And then just be patient and wait for the insightful responses that start flying around in your mind. God’s voice will be in there.
Be fearless with your questions when talking to God. Ask God: What should you do? What sacrifices should you make? How do you become the best, most-skilled version of yourself? What actions do you have to take to create the best life for yourself?
Your budget can’t tell you the answers to these questions. But God can. Find what you’re looking for in life by talking to God more, and asking him to lead you into the adventure to find yourself and the life you dream of. The greatest adventures to wealth all begin by giving your life to God first. Have faith that God can show you where to go.
How to Build a Relationship with God Step #2: Simply Listen to God.
Once you are comfortable asking God your deepest questions about life, learn how to listen for the answers to those questions. Listen to your consciousness. Listen to the world around you. Watch your reality move around you. What is God trying to say to you? Look for clues. Seek God’s invisible hands, and voice. Seek the deepest revelations in all of the mysterious landscapes of life. At all times, search for what God is trying to show you.
I personally have never heard God’s audible voice in my life, but I have faith that I hear him whenever new thoughts enter my mind. God is here in the physical world with us. Let God guide you through your life. Let God be the one to tell you when to save, spend, or enjoy your money. Learn to trust God more than you do your own instincts in life. If you trust God more than you do yourself, he can help you become stronger, smarter, and more ambitious than you could ever be on your own.
How to Build a Relationship with God #3: Invite God into Every Decision You make.
If you want to succeed on a massive and amazing scale, it’s best to invite a force as powerful as God into your life to help you. I am convinced that God knows what we should do with our lives much more than we know what to do with our lives. I am also convinced God’s power is infinitely more powerful than ours. If you’re going to live your dreams in life, you’re going to need all of the power you can get on your side. Asking God to join you on your journey through life is a great first step.
Become partners with God in your life. Invite him into every decision you make. Evaluate every purchase and financial decision you make with awakened, spiritual eyes. Is this purchase going to help you become a better Warrior? Are you going to need that purchase to achieve your purpose in life?
Do you want to spend money, just because you want to, with no point or reason? If that’s the case, then that money is probably better off being saved. But if God is telling you to spend that money because it’s going to help you learn, experience, and grow into the person you were meant to become, then that money SHOULD be spent as it’s an investment in yourself, dreams, and life.
In conclusion, I wrote this post to be an inspiration to you. You don’t have to do it all on your own. I don’t. The only reason I am here succeeding, is because I devoted my entire life to building a relationship with God. God helped me make the best decisions I could, and creating wealth was the result of those decisions. Find God, make Good decisions, and wealthy experiences will be created as a result.
Your budget isn’t going to solve all your problems. Personally, I don’t like budgeting because a budget is always there telling me, “No.” I don’t like to be told “No” in life, and that’s why I give all of my control over to God. Because God is always there telling me “Yes” to do the right things in life. I like the encouragement of being told, “Yes, do the right thing,” from my relationship with God, alot more than I like hearing, “No, you can’t do that” from my budget.
Your budget can only help keep you on track with your money. But God can lead you everywhere else. Personally, I have found that seeking God is the best investment of my time and money. The biggest achievement in life is finding yourself, and living the life your soul dreams about. The first step to accomplishing this feat is by discovering God.
The wealthiest people in the world are the people whose souls are filled with the most purpose, meaning, and opportunities to do what God is calling them to do with their life. Utilize the power of a budget to save up a war chest of cash. But ask God to help you find yourself, and embrace his power so you can accomplish the dreams your soul dreams of living. Building a relationship with God is the best way to wealth I can recommend.
So what do you think? What is a bigger change-agent in your life? A budget? Or a spiritual relationship with God? Or have you also found a way to combine both powers — God, and a budget — to create the life you dream of?